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Customized insurance solutions for individuals and businesses.

Term Life Insurance

Term Insurance is an affordable way to protect your family or business for a specified period of time. These products are typically bought in 10 or 20-year “term” lengths, or designed to provide coverage until a certain age.

These solutions allow for various options to maintain or convert your coverage past expiry.

Permanent Life Insurance

Permanent Insurance generates guaranteed, lifelong coverage which can also be used to generate education or retirement income.

Also known as "Whole Life" or "Universal Life” Insurance, these robust plans offer tax-efficient ways to create a unique asset that grows in both cash and estate values.

Critical Illness Insurance

Critical Illness generates an "emergency health fund" if you are diagnosed with a covered condition. Funds are immediately accessible as a tax-free, lump-sum payment. You can use the money however you want: to upgraded treatments, take extra time off work, or to accommodate a loved one.

Disability Insurance 

Your biggest asset isn’t your house, savings or car - it’s your ability to earn future income. Disability insurance provides you with monthly income in the event you cannot physically or mentally earn a living. There are various types of coverage, so it’s important to review your existing Group Benefits, or personal plan, to make sure you are adequately covered.

Group Benefits Insurance

A good benefits package can create a happy and healthy group of employees. We work with the top Canadian companies to make sure you are getting the best value for your new or established business. We also provide custom Health and Dental packages for individuals, small business owners, and retirees. 

Business Owned Insurance 

Business or Corporately held insurance is a smart way to build a versatile asset within your business, while also covering your employees and mitigating risk. Owning a policy through your business can also present many unique tax advantages.